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Elite Financial Credit Repair Services

Since 1999, Elite Financial has been serving people just like you by offering credit repair, tools to establish credit, and credit education. Our hands-on approach to helping your credit situation gives you the premier credit repair experience to help you improve your credit and raise your scores. We provide our cleints with white-glove customer service, honesty, integrity, and know-how to get the job done.

Your credit is necessary for financial success. We use our years of experience and provide legal and ethical credit repair services. Our credit repair focuses on evaluating your current situation, auditing your accounts, disputing inaccurate and unverifiable information, establishing new positive credit, and equipping you with education.

Credit has become one of the pillars of our financial economy and improving your scores can save you thousands of dollars every year. Whether you are trying to purchase or refinance your home, finance a car, or simply lower your monthly bills, Elite Financial can help you.

 – Cesar & Danielle Marrufo

Credit Repair

Improve your credit scores by removing inaccurate and unverifiable informration on your credit report. Click here to learn more about our Credit Repair Services.

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Credit Education

Improve your credit and financial well-being by taking advantage of our free Credit Education. Learn how to maximize your credit today.

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Establish New Credit

Build your credit scores and credit history by establishing new positive credit. We have several options to choose from for establishing new credit to growing excellent credit. 

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Full Credit Audit

Let the professionals at Elite Financial audit your credit report for you. Auditing discovers what is impacting your scores as well as what issues to be addressed.

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Talk to a Professional About Your Situation Now

Our staff of trained professionals are here to talk with you about your situation.

Free Credit Evaluation

Client Testimonies

“I can attest to the fact that this company has helped me tremendously to repair credit and improve my overall scores. Elite Financial has helped me restore my financial status!”

M. CruzSoler

Rancho Cucamonga, CA

“Top Qualities: Great Results, Personable, High Integrity “Cesar Marrufo and Elite Financial provide excellent result in credit repair while taking the time to explain what is involved to their customers. I highly recommend using Elite Financil for your Credit Repair needs.”                                                                                    

Jorge Gomez

Walnut, CA

“Danielle and Cesar are a rare point of light in the credit repair business. They work closely with their customers to improve their credit so they can achieve their dream of house purchase. What’s more, they get credit strikes removed permanently, rather than having them come back.”

Ray Anderson

Redlands, CA

“Funded a very difficult file this morning and it would not have happened without the help of Danielle Soto-Marrufo of Elite Financial, all thanks to you! Guys for credit repair, judgment or balance negotiations, no one better that Cesar and Danielle, Elite Financial.”

Nancy Kenny

Yucaipa, CA

DIY Credit Repair or Should You Hire a Pro?

.s DIY Credit Repair The Right Move?  With all the information out there DIY Credit Repair may seem like a good idea - but is it really? 5 Biggest Mistakes People Make in Fixing Their Own Credit Putting it off. Repairing your credit takes time, especially with...
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Military Credit Card Usage and Responsibility

Using a Credit Card Responsibly Credit cards are more likely to be used by military personnel than by civilians! Due to their unique responsibilities they are also, unfortunately, less likely to be able to pay their balance in full. Those findings come from a 2010...
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Military Members-Using a Credit Card Responsibly

Using a Credit Card Responsibly Military members are more likely to have a credit card than civilians. They’re also less likely to pay their balance in full. Those findings come from a 2010 survey conducted by the FINRA Investor Education Foundation. They also suggest...
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Concerned how your damaged credit is affecting your job search?

It's true that many companies assess a job candidate's report before hiring, and having one that looks terrific rather than awful can work in your favor. But why would an employer pull your report in the first place? They'd do it because they're looking for objective...
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5 (More) Things Your Credit Scores Won’t Tell You

So here is the second half of the list from yesterday. Filled with nice little gems of information. 6. "It's easier to ruin your score than improve it." Increasing a FICO score could be harder than lowering it. That's partly because negative behavior, like missed...
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8 credit score myths debunked

8 credit score myths debunked Misconceptions abound when it comes to the ways credit scores are determined. Here are some of the more egregious falsehoods surrounding the process Myth No. 1 Every inquiry for credit costs five points Fact No. 1 There is no fixed set...
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Credit 101 Part 3 Your Credit Profile

  This is part 3 in a series of videos on the basics of credit, that is Credit 101. What is your credit profile? How do we explain what makes up your scores? This is something that should be taught in high school. A brief explanation of credit. Interview between...
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Credit Repair: The Truth About What Can and Cannot be Done

Credit Repair: The Truth About What Can and Cannot be Done Contrary to what the credit bureaus would like you to believe, credit repair does work and can work for 100% of people in most circumstances. This is, of course, provided you are getting the best advice and...
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Why Credit Repair?

“If you think nobody cares if you're alive, try missing a couple of car payments.” Earl Wilson What’s your score? How healthy is your credit? Are you sure about that? As a credit restoration business, we are often amazed that people have no clue what their credit...
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10 Ways to Protect Yourself From ID Theft

10 things to know about ID theft You can protect yourself against identity thieves by understanding how they work, then taking the appropriate precautions with your credit card accounts. Identity theft is often in the news, but there are a lot of misconceptions...
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Military Credit Card Usage and Responsibility

Using a Credit Card Responsibly Credit cards are more likely to be used by military personnel than by civilians! Due to their unique responsibilities they are also, unfortunately, less likely to be able to pay their balance in full. Those findings come from a 2010...
Read More

Ready to Find Freedom?

We Are Here to Help

Sometimes the hardest thing to do is take the first step. We are here to help you through the credit repair process and work with you to find your Financial Freedom.

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